A captive agent or direct writer works for the company they sell. As an independent insurance agency, Dan Burghardt Insurance works for you!

Captive agents and direct writers like State Farm, Allstate, GEICO, and Safe Auto have very limited price, payment, and coverage choices to offer. They sell only one company, at one price, with one or two payment plans. Work with our independent agency when you need a homeowners, car, or business insurance agency. 

It’s fine, of course, if you're comfortable with that. However, if you are more comfortable buying locally, Dan Burghardt Insurance is your local agent and has been for over 40 years. Come to use when you need a homeowners or commercial insurance agency!

Driving without auto insurance will result in fines, a suspended license, and the towing of your vehicle if you are caught on the road without the minimum insurance coverage. Louisiana’s insurance law, “No-Pay, No-Play” disqualifies anyone who does not carry mandatory liability from receiving claim payments for bodily injuries and property damages in an automobile accident. By not carrying liability insurance you, in turn, are not covered by anyone else’s insurance. Contact our car insurance agency to learn more.

Your insurance agency is required to issue you an auto insurance ID Card on each vehicle they insure. You must carry this in your vehicle at all times when the vehicle is driven. Other states require the same and as you travel from state to state, your minimum limits of liability go up with each state requirement at no additional cost.

A home insurance policy provides a homeowner with financial protection for damage to or loss of their property and belongings. It also provides financial protection and legal defense to the owner of the home for actions or property conditions that result in injury to someone or damage to another person’s property. The exact terms of coverage depend upon the form of the homeowners policy you purchase, but most home insurance policies cover events like fire, hail, wind, and windstorm damage. Home insurance also provides financial assistance if a homeowner must be temporarily displaced because their home has been damaged by an event covered by the policy. 

When you are shopping for home insurance, it is important to understand the available policy options. We understand that figuring out what coverage you need while also finding a policy at an affordable price that fits those needs can be frustrating. Unless you are an insurance professional, you shouldn’t try to figure out the maze of insurance terms and policy conditions by yourself. The homeowners insurance experts at Dan Burghardt Insurance Agency are here to help you find your way through the different forms, coverages, and prices to obtain the best coverage for your individual needs at a price you can afford. For a quick quote, you can contact our quote department directly at (504) 441-7283 or complete the Online Quote Request form and you will be contacted immediately. You can even buy your policy over the phone. 

For first-time buyers, we’ll start with the basics, answering all of your questions. Which policies are available to choose from? How much coverage do you actually need? How much can you actually afford? For veteran homeowners, we’ll offer insight on how to file claims, reconsider appraisals, and lower annual premiums. Contact our homeowners insurance agency today!

Need coverage for a new home purchase or a mortgage closing? Tired of spending hours calling dozens of agencies for a better price? With the constant threat of hurricanes, tornadoes, thunderstorms, and flooding in our area, tragedy can strike within hours or even minutes. If you need help with the high cost of insuring your home, then look no further. With new markets and lower rates, Dan Burghardt Insurance is saving people hundreds, even thousands of dollars on their homeowner’s insurance. It doesn’t matter whether you already have homeowners insurance or you are buying a new home, Dan Burghardt Insurance has high-quality companies insuring homes in your area at super low rates. For a quick quote, you can contact our quote department directly at (504) 441-7283 or complete the Online Quote Request form and you will be contacted immediately. Dan Burghardt Insurance offers huge discounts for: 

• New Homes 
• Modular Hip Roofs 
• Security and/or Fire Alarms 
• Previous Insurance 
• Full Renovations 

We also have package discounts for buying your home, auto, and flood insurance from one agent! Contact our insurance agency today.

With newly acquired markets and lower rates, we are helping people save hundreds, even thousands, on their current homeowners insurance and on their newly purchased homes. We have high-quality companies that are willing to write policies in our area at very reasonable rates. Discounts are offered for new homes, modular homes, and those with security and fire alarms. We also offer transfer discounts and full renovation discounts. We offer packages combining auto, home, and flood. For a quick quote from our insurance agency, you can contact our quote department directly at (504) 441-7283 or complete the Online Quote Request form and you will be contacted immediately.

Yes, coverage is available for single homes, doubles, tri-plex, four-plex, townhouses, condominiums, row houses, mobile, and modular homes. We also have insurance for rental property, apartments, vacant property, builder's risk, and renovation. Learn more by getting in touch with our homeowners insurance agency today.

Coverage with our homeowners insurance agency provides enhancements like:

• Contents Replacement Cost Coverage: This pays the full, un-depreciated cost of replacing or repairing lost or damaged property
• Additional Living Expenses: This pays for necessities such as hotel accommodations, meals, and laundry if your home is damaged and you must move out while repairs are being made
• Replacement Cost Guarantee: At no additional charge, most of our homeowner’s policies include coverage for the full cost of repairs with no deduction for age or depreciation of your home. 
• Liability Protection: This pays for damages and legal expenses for which you or a member of your household are liable if you injure someone or damage his property. Liability as well as medical expenses are paid to someone injured on your property or elsewhere.